18 Months Interest Free

Flexible Payment Options Available

With Farmers Mastercard you can access great interest free deals in-store and online!

On selected items $299 and over, we offer interest free finance options of up to 18 months.*

As long as you meet the minimum monthly payments and pay the full amount before the end of the interest free term, you will pay no interest on your purchase.

*Lending criteria, fees, terms and conditions apply.

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Already have a Farmers Mastercard? You’re ready to start shopping!

Current Interest free finance offers

18 Months Interest Free & No Deposit on Beds and Bedroom Furniture $299 & Over#

#18 months interest free is available on Flexi Payment Plans & Flexi Purchases for in-store/online purchases until further notice. Minimum spend $299. $50 Annual Account Fee applies. $55 Establishment Fee or $35 Advance Fee applies to Long Term Finance Purchases. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate (currently 28.50% p.a.) applies to any outstanding balance at end of interest free period. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

SHOP BEDS

18 Months Interest Free & No Deposit on Furniture $299 & Over*

*18 months interest free is available on Flexi Payment Plans & Flexi Purchases for in-store/online purchases until further notice. Minimum spend $299. $50 Annual Account Fee applies. $55 Establishment Fee or $35 Advance Fee applies to Long Term Finance Purchases. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate (currently 28.50% p.a.) applies to any outstanding balance at end of interest free period. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

SHOP FURNITURE

18 Months Interest Free & No Deposit on Whiteware $299 & Over~

~18 months interest free is available on Flexi Payment Plans & Flexi Purchases for in-store/online purchases until further notice. Minimum spend $299. $50 Annual Account Fee applies. $55 Establishment Fee or $35 Advance Fee applies to Long Term Finance Purchases. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate (currently 28.50% p.a.) applies to any outstanding balance at end of interest free period. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

SHOP WHITEWARE

Frequently Asked Questions

Finance is an option for you to pay off your purchase.
Finance enables you to make purchasing decisions knowing that you will have a longer period to repay your purchase with monthly payments.

The following cards can be used to make purchases in Farmers where long term finance is an available option:

  • Farmers Mastercard
  • Q Mastercard
  • Q Card
  • Flight Centre Mastercard

If both your card and purchase are eligible for finance, simply choose long term finance as your payment method and follow the prompts to complete your purchase.

If you don’t have an eligible card, complete an application for a Farmers Mastercard here. It only takes around 5 minutes to complete.

If your application is approved, you’ll be given a Customer ID that can be used straight away for your long term finance purchase online - no need to wait for the card to arrive!

Just approach one of our team who can help with your purchase.

If you don’t have an eligible card, you’ll be asked to apply for a Farmers Mastercard by completing our online application form. The form can be found here and only takes around 5 minutes to complete.

If your application is approved, you’ll be given a Customer ID that can be used straight away for your long term finance purchase in-store - no need to wait for the card to arrive!

Yes. Simply provide your Customer ID (for Farmers Mastercard, Q Mastercard or Flight Centre Mastercard), or Card Number (for Q Card). You can find this on your Welcome email, monthly statement, and on other correspondence you receive about your card.

Yes, in addition to earning Farmers Club Points from swiping your Farmers Club Card or singing in online with your club account, you will also earn Farmers Club Points on Farmers Mastercard. Earn these rewards by linking your Farmers Club Card to your Farmers Mastercard account.

Link your cards via the Farmers Mastercard application process or at any time via your Farmers Mastercard online My Account.

We no longer offer long term finance on Farmers Finance Card. Click here to apply for a Farmers Mastercard.

*Lending criteria, fees, terms and conditions apply.